Sachin Mulge — India's Vehicle Intelligence Expert | Vehicle Ownership Journey
India's Vehicle Intelligence Expert
Sachin Mulge

Before you buy, insure, claim or sell — put a truly independent expert on your side of the table. 

I help vehicle owners, banks, insurers and courts see the honest truth about any vehicle — with 25 years of field-tested, unbiased judgement. xyz

Book a Consultation Explore My Programs
Sachin Mulge
25+
Years Experience
5 Lakh+
Vehicles Inspected
15,000+
Claims Assessed
3
Communities Built
My Story

Meet Sachin test 

For 25 years I've looked at vehicles and told people the truth — whoever is paying.

I trained as an automobile engineer and became an IRDAI-licensed Motor Surveyor and Loss Assessor in 1999. Over the years I've inspected more than five lakh vehicles and assessed over fifteen thousand claims — accident, flood, fire, theft, EV and total loss. Somewhere along the way I realised the person with the least information in every vehicle decision is almost always the owner.

That's what I'm building now: the Vehicle Ownership Journey — a way to put my independent judgement in the corner of everyday owners, not just banks and insurers. Alongside it I mentor startups, train the next generation of surveyors, and serve as a court-appointed technical expert when disputes need an honest, evidence-only voice.

I'm based in Mumbai and work across India in English, Hindi and Marathi. What I enjoy most is teaching — turning hard-won field knowledge into something an ordinary vehicle owner can actually use.

Sachin Mulge speaking at a session
What I Do

One expert. Many  ways to help.

Every service is built from the same 25 years in the field — real vehicles, real claims, real courts.

01

Vehicle Ownership Coaching

Independent guidance across the full life of your vehicle — buying to resale.

For vehicle owners & families
02

Survey & Loss Assessment

Court-ready assessment across accident, flood, EV, fire and total loss.

For insurers & TPAs
03

Asset-Risk Inspection

Asset integrity, identity and true market position — not financial advice.

For banks & NBFCs
04

Court & Disputed Claims

Court-appointed technical opinion — neutral, evidence-only, cross-examination ready.

For lawyers & courts
05

Training & Mentorship

Claims-team training and mentorship for the next generation of surveyors.

For surveyors & professionals
06

Startup Advisory

Product advisory for insurtech, fintech and EV platforms built on vehicle data.

For startups & platforms
The Signature Method

The SAVE Framework

The method behind the Vehicle Ownership Journey — so every decision across your vehicle's life is made with an expert's judgement, not a salesperson's.

S

Smart Buying

Know the real condition, history and value before you sign anything.

A

Aware Maintenance

Understand what your vehicle truly needs — and refuse what it doesn't.

V

Value Tracking

Know your true cost of ownership and your vehicle's real worth at any point.

E

Exit Strategically

Sell at the right time, at the right price, with the evidence to defend it.

Learn the full method in my coaching program
Who I Serve

Find yourself. There's a direct route for each.

Vehicle Owners
Every big vehicle decision made alone, with someone else holding more information. I put an independent expert in your corner for the whole journey.
Start the Journey →
Banks & Insurers
Inflated valuations and missed fraud cost crores. Evidence-led, court-defensible inspection and assessment across India.
Discuss a partnership →
Lawyers & Courts
Technical disputes settle below true value without a credible voice. Court-appointed, neutral, cross-examination-ready opinion.
Book an appointment →
Programs & Offerings

Three ways to begin — starting simple.

Available across India in English, Hindi and Marathi.

Online · Live monthly

Monthly Knowledge Webinar

For every vehicle owner · open to all
A vehicle-intelligence topic each month with live Q&A — the simplest way to start.
A negligible amount · enquire
Reserve my seat
Most popular
Online · Self-paced

Vehicle Ownership Journey Course

Five stages · lifetime access
The full SAVE method — buying, insurance, maintenance, claims and resale, with checklists you reuse for life.
Enquire for details
Enrol in the course
Hybrid · 1:1

1:1 & Full Journey

Your vehicle · your situation
One-to-one guidance on a specific purchase, claim or dispute — or stage-by-stage across your ownership.
Enquire for details
Book an Appointment

Pricing is shared selectively, tailored to what you actually need — just reach out and I'll guide you to the right option.

Credentials & Authority

Proof, not promises.

Licence
IRDAI Licensed Motor Surveyor & Loss Assessor (since 1999)
Court Role
Court-Appointed Technical Expert · Chandigarh State Consumer Commission (2024)
Institutional
Faculty · National Insurance Academy (NIA) Pune & College of Insurance · Director, IIISLA
Also
Insurance Loss Assessor & Bank Valuer · Startup mentor · Surveyor trainer
Author
A Banker's Guide to Valuing Pre-Owned Vehicles
Founder
Autoinspectorate India Pvt. Ltd.
Trusted by
HDFC BankIDFC First BankTata CapitalPoonawalla FincorpPiramal Finance
In Their Words

What an honest opinion can do.

Sachin's independent technical report was decisive in my consumer court case against a leading luxury car manufacturer. Because of that report, I was awarded the compensation I was owed.
— Consumer Court Complainant · Luxury vehicle case
Sachin guided us through choosing our car and we ended up with exactly the right fit for our needs. His honest, unbiased advice took all the guesswork out of the decision.
— Mrs. Indira & Mrs. Akshata · Vehicle-selection guidance
Communities & Movement

Building a nationwide standard — together.

Three communities working to raise the standard of vehicle ownership, valuation and inspection across India.

B2C · Owners

Vehicle Ownership Movement India

Helping everyday owners make smarter decisions across the full vehicle lifecycle, from selection to disposal.

Enquire to join
Professional

Insurance Surveyors & Valuers

Professional development and mentorship for surveyors and valuers building a serious, lasting career.

Enquire to join
Field Force

Ground-Level Field Inspectors

A trained field force providing physical, on-ground inspection assistance to vehicle owners across regions.

Enquire to join
Free Value

Learn from me, for free.

Where you can follow my vehicle-intelligence content. Channel links are being added soon.

YouTube

Vehicle Intelligence, explained

Practical breakdowns of buying, claims, EV and valuation topics.

Links coming soon — enquire
LinkedIn

Field notes & insights

Professional perspective for banks, insurers and surveyors.

Links coming soon — enquire
WhatsApp Channel

Tips for owners

Short, useful guidance direct to your phone.

Links coming soon — enquire
Your Move

Ready to master your vehicle decisions?

Put a truly independent expert in your corner — for buying, insuring, claiming, maintaining or selling.

Talk to Me on WhatsApp Book an Appointment
Get in Touch

Tell me where you are in your vehicle journey.

Buying, insuring, claiming, selling — or an institutional need. You'll get a clear answer.

Prefer to reach out directly? WhatsApp · connect@sachinmulge.com
India's only Vehicle Ownership Journey expert.
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© 2026 Sachin Mulge · Autoinspectorate India Pvt. Ltd. · Mumbai, India · connect@sachinmulge.com · IRDAI Licensed Motor Surveyor & Loss Assessor · All rights reserved.